A Week In New York City On A $78,000 Salary

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar.
Today: a program manager who makes $78,000 per year, and spends some of her money this week on a manicure.
Occupation: Program Manager
Industry: Philanthropy
Age: 28
Location: New York, NY
Salary: $78,000
Paycheck Amount (4x/month): $878
Monthly Expenses
Housing: $1,715 for my portion of the rent on a two-bedroom apartment in Manhattan. I pay more since my room is bigger than my roommate's.
Loan Payments: None
All Other Monthly Expenses
Subway: $30 - $40/month (I don't have a consistent MetroCard payment)
Roth 401(k): $300 from me, plus $140 in matching funds from my employer
Emergency Fund: $80
Utilities: Usually $60 for my share of the electric and internet bills, though it varies
Renter's Insurance: $19.75, split with my roommate
Credit Card: $200 (toward about $3,000 of credit card debt)
LearnVest: $19
Gym: $104
Netflix & Hulu: $20
Travel Fund: $80
Wedding Gift Fund: $40
In New York and want to talk about Money Diaries IRL? Lindsey Stanberry, R29's Director of Work & Money, will be chatting about all things money and taboos with writer Helaine Olen and photographer Brittany Powell on Wednesday, September 27 at the International Center Of Photography at 6:30 p.m. Tickets to Confessing Money: Stories of Spending in America Today are free, you just have to register in advance. More information here. And if you do stop by, please say hi! We always love to meet a Money Diaries fan.

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