20 Women Share How Much Money They Have In The Bank

Okay, so it isn't the most polite question to ask. But boy is it natural to be curious about your peers' finances — and to feel comfort in knowing you're in the same boat as everyone else. (Any else have retirement-oriented fever dreams?) At R29, we're interested in erasing the taboo nature of money talk — so we thought we'd ask just about the most vulnerable question we could think of: How much money do you have in your bank account right now at this very moment? And speaking of, how much debt do you have? Oh and while you're at it, how do you feel about all of that information as it relates to the grand scheme of your life?

We asked, and over 250 of you answered. Ahead, you'll find responses from a wide range of incomes, ages, and industries.

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However, having graduated college at the peak of the 2008 recession, we are both gun-shy about socking a bunch of money into high-risk investments and watching it disappear.

Name: Laura
Age: 31
Industry: Architecture
Salary: $76,000
How much money do you have in your bank account(s) right now?
"Joint Checking, shared with my husband: $9,668 (I know, it is not good to leave things in a checking account, but our account actually earns a higher interest rate than most of our savings accounts at the moment.)
Savings: $32,430
Emergency Savings: $12,120
High-Interest Online Savings: $18,242
Personal Checking: $5,251 (used to pay my student loans)

"I did not count our retirement and IRA accounts, since I don’t consider those accounts to be accessible assets to us at the moment."
How much debt (if any) do you have right now?
"$33,265 for my loans, $4,800 for my husband’s. We carry minimal credit card debt — currently $625 for Christmas shopping, which we will pay off at the end of the month."
How much money (if any) do you save per month?
"$1,375 directly to the savings accounts, plus contributions to retirement accounts. We often have money left over at the end of the month that I will redistribute to the savings account with the highest current interest.

"I feel lucky that we are in a comfortable place, but feel like we are in a position where we need to start making our money do more. It is not a financially sound decision to leave our money in savings accounts that aren’t even keeping up with inflation. However, having graduated college at the peak of the 2008 recession, we are both gun-shy about socking a bunch of money into high-risk investments and watching it disappear. We are also starting to think about buying a house, so socking a bunch of money into paying off loans, or into a long-term CD also doesn’t make a lot of sense for us right now."

On paper, I know things are okay. Our net worth is finally positive. We have good credit scores.

Name: Ellie
Age: 30
Industry: Film
Salary: $40,000 roughly, but I'm a freelancer so it varies! My husband's yearly salary as a police officer is about $84,000.
How much money do you have in your bank account(s) right now?
"As of right this minute we have $81,981 in assets split up as follows:
$39,831.80 in two checking accounts ($30,000 of this is our emergency fund, which earns 1.6% interest).
$42,150.12 in investments -- $2,157.09 in an automated account, $3,696.51 in mutual funds, $3,853.51 in my SEP IRA, and $32,443.01 in my automated investing account.

"So our net worth, minus what we currently owe on credit cards (we pay them off in full every month, but I still factor what we've spent so far into our net worth) and my husband's student loan debt total as of today (we accrue $5.84 in interest every day!) is $28,549.43.
How much debt (if any) do you have right now?
"I technically have none, but my husband owes $51,198.52 in student loan debt and I manage our strategy for dealing with it and consider it 'our' debt. The total used to be $110,000, so we've come a long way! We make a $509 payment every other Tuesday. Our monthly loan payments are almost as much as our rent, but we want to be debt-free as soon as possible."
How much money (if any) do you save per month?
"We try to invest 10% of every paycheck we get. For my husband's salary, this is usually about $225 per check, or $450 per month. As a freelancer, my income varies wildly, so some months I'm saving more than $1,000 and some months it's zero.

"On paper, I know things are okay. Our net worth is finally positive. We have good credit scores. We have a healthy emergency fund. We have no debt besides student loan debt and are paying that off aggressively while still being able to have a nice life. We are saving for retirement and my husband will get a pension from his job. We have health insurance, life insurance for him, etc... But I still worry about money a lot, feel like we don't have enough, and am always thinking about what we should be doing that we're not doing. I also feel a lot of shame at not being at the same point that my parents were at when they were my age — debt free, homeowners, and so on. Boomers!

"I also find myself envious of our friends who have bought houses -- did they really make a 20% down payment?! How do they have any money left?! I want to buy a house, but I want to do it only when we can truly afford it."

I worry a lot about lifestyle creep and how difficult it would be to make changes if I found myself in a situation where I wasn't making the same income.

Name: Siobhan
Age:
31
Industry:
Real Estate
Salary:
$263,000
How much money do you have in your bank account(s) right now?
"There's about $360,000 between different accounts. I have about $240,000 in 401(k)/retirement accounts, then $60,000 in cash savings and $60,000 in an investment account."
How much debt (if any) do you have right now?
"I still have $12,000 in student loans with a plan to have them paid off next year and about $50,000 in car loans. Also we have a mortgage balance of about $400,000, but we do have equity in the house."
How much money (if any) do you save per month?
"Between $5,000 and $8,000."

"I feel pretty confident when I compare my situation to others who are my same age. However, I still have insecurities about whether I'm saving enough for retirement and whether am I managing my assets correctly. I don't want to have to rely on entitlements like social security because I'm not confident that there will be any money left by the time I retire. I worry a lot about lifestyle creep and how difficult it would be to make changes if I found myself in a situation where I wasn't making the same income. Overall, I know I am very fortunate and started making smart money choices when I was young, so I'm ahead of the game."

I'm proud to say I've earned all of the money in my accounts and don't get any financial help from family, so I think I'm doing OKAY for my age.

Name: R
Age: 27
Industry: Arts
Salary:
$72,000
How much money do you have in your bank account(s) right now?
"Checking Account 1: $2,222
Checking Account 2: $2,500
Savings Account 1: $1,500
Savings Account 2: $24,800
My first three accounts are in one bank account and the second savings account I keep separate. I have two checking accounts to separate essentials like rent from fluctuating expenses like eating out and buying clothes. My first savings account is mostly reserved for instant emergency funds and also because I like contributing money that I pretend I don't have as a weird psychological mechanism."
How much debt (if any) do you have right now?
"Student Loans: $82,000 (grad school, no regrets). I'm getting a raise next year and will have this paid off by the time I'm 35. I have no other debt."
How much money (if any) do you save per month?
"I save between $700 and $900 depending on the month.

"I consider my current savings all emergency funds right now because it wouldn't even cover six months of my salary post-tax. Once I hit a six-month emergency fund goal, I can start contributing directly into a Roth IRA and will feel a lot better about saving towards retirement. When I max my Roth IRA, I plan to start conservatively investing on index. It will be okay. I'm proud to say I've earned all of the money in my accounts and don't get any financial help from family, so I think I'm doing OKAY for my age."

Knowing that I also should be paying off my credit card during this financial squeeze is incredibly stressful.

Name: Hannah
Age:
25
Industry:
Graduate Student
Salary:
~$20,000
How much money do you have in your bank account(s) right now?
"Checking: $141
Savings: $316
I'm in the process of moving apartments, so most of my money ($1,360) is currently tied up in safety deposits. I'll get about $800 of that back in January once I finally move out of my current place. I will get paid next week, which will be nice."
How much debt (if any) do you have right now?
"$4,800 in credit card debt."
How much money (if any) do you save per month?
"Currently none. I've been having to dip into my savings this semester. I'm feeling shaky about it for sure. I'll have enough money to make it through the next semester without taking on more debt, but not enough to put anything in savings.

"As a grad student I'm in a weird position, because next summer I'm being paid to go to London and TA for a study abroad program. However, the way my contract works is that I pay the study abroad costs up front and my university pays me the amount back as a bi-weekly paycheck during the study abroad program. This means that next semester I'll be paying my tuition, rent, AND costs for a study abroad experience. Knowing that I also should be paying off my credit card during this financial squeeze is incredibly stressful."

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I never feel like I have enough and I never feel like I can save enough to feel safe.

Name: Zoe
Age: 23
Industry: Media
Salary: $35,000
How much money do you have in your bank account(s) right now?
"$500 in my checking. Christmas shopping has me a little drained right now and I made a few unexpected purchases last week. I get paid next week, though, just holding on. I have a significant amount of money in my savings app — ~$400 for travel, $300 for emergencies and $50 for student loans, plus about $300 in investments."
How much debt (if any) do you have right now?

"$30,000 in student loans."
How much money (if any) do you save per month?

"It depends, probably $400ish.

"I work two jobs and get pretty good pay compared to what I made as an undergrad, but I never feel like I have enough and I never feel like I can save enough to feel safe. I’m still navigating what to do with the level of financial freedom I’ve gained since ceasing to be a broke college student. I’ve been upgrading certain household items and my wardrobe a little bit, but I’d love to be able to make some bigger purchases or save enough to move soon. And although I try hard to save, I know I could be more responsible. "

Right now, I have $198,754.58 total saved in a variety of account types.

Name: Emily
Age:
25
Industry:
Education
Salary:
$73,900
How much money do you have in your bank account(s) right now?

"Right now, I have $198,754.58 total saved in a variety of account types. I have $39,754.58 in my 401(k), $40,000 in a CD with 2.50 APY over two years, $35,000 in a CD with 2.40 APY over 18 months, $30,000 in an investment account, $52,000 in my savings account, and $2,000 in my checking account."
How much debt (if any) do you have right now?

"$0. I was very fortunate that my parents paid for my undergraduate tuition and I had scholarships for grad school."
How much money (if any) do you save per month?

"Approximately $1,200 per month goes directly to my 401(k) tax-free. I use Digit to save based on the balance in my checking account and save ~$400 per month through this.

"I feel fortunate with my finances. I worked a ton throughout college and saved up a lot of money. My parents also helped me with rent for a year after college, which helped me save up. I am lucky that I don't have to worry about money from month to month. I do keep a budget and track my spending, but I also indulge with certain things, especially travel."

I lost over $20,000 in pay while I was on unpaid leave to recover. I also had to rent a place across the country when I had him, which cost about $4,500 for the few months I was there.

Name: Maggie
Age: 33
Industry: Healthcare
Salary: $145,000
How much money do you have in your bank account(s) right now?
"$65,000 in a high-yield savings account, $125,000 in a retirement fund, $200,000 in an investment account."
How much debt (if any) do you have right now?

"No student loans due to military scholarships. Car is paid off. Mortgage debt of $350,000. "
How much money (if any) do you save per month?
$7,000/month

"I just had a baby who was born quite early — when I was on a business trip. I lost over $20,000 in pay while I was on unpaid leave to recover. I also had to rent a place across the country when I had him, which cost about $4,500 for the few months I was there. Luckily, I have a healthy savings and I also started an IVF fund five years ago just in case I couldn’t conceive naturally. I feel privileged to have the money I have now, but I definitely had to put in the time in the military to start off on the right foot!"

My family has always been pretty bad with money and it's something that I am working on training myself to be better about.

Name: Lauren
Age: 25
Industry: Education
Salary: $38,800
How much money do you have in your bank account(s) right now?
"Bank account 1: $0.89 (My fun checking account. 25% of my paycheck goes into this one. I just spent a lot of my money on Christmas presents for people.)
Bank account 2: $427.41 (I use this one for bills because it takes the money from my paycheck and puts it into different buckets so that I don't see it, which keeps me from overspending. Right now, my 'safe-to-spend' is $19.34.)
Savings account: $609.60"
How much debt (if any) do you have right now?
"About $19,000. $16,000 from student loans and $3,000 from ill-advised first-time credit card usage."
How much money (if any) do you save per month?
$200

"I'm trying to be a lot better about money, so I have a few spreadsheets where I track things to hold myself accountable, which makes me feel very powerful, even if the picture is very bleak (see amounts in my checking above). My family has always been pretty bad with money and it's something that I am working on training myself to be better about. However, I'm really proud of how well I'm doing at paying down my student loans. (I started at $22,000 when I graduated in 2016.)

"My focus is really on my credit card debt right now, though. I'm hoping to be debt-free before I'm 30, and that's what is driving a lot of my financial decisions. That being said, I am also an impulse shopper, so I've had to exercise a lot of willpower since I started to focus on paying down my debt."

I have always been a saver and have gotten even more frugal as I get older. I also happen to love couponing and finding sales, which helps me save more money now to invest.

Name: Kelly
Age:
28
Industry:
Oil & Gas
Salary:
$156,000 + $25,000 bonus
How much money do you have in your bank account(s) right now?

"I keep about $2,500 in a checking account at all times after paying bills and moving money into a mutual fund account/retirement. My company-sponsored retirement account has $129,000 in it. I put in 12% and my company matches 6% with a bonus match of 3%-6% extra. I have a Roth IRA with $104,000 in it from before I hit the income limit. For savings I use a mutual fund account that I transfer into every month. I currently have $113,000 in it, with $25,000 in cash and the rest in mutual funds and stocks."
How much debt (if any) do you have right now?

"The only debt that I have is my mortgage. I was on full-ride scholarships for undergrad and paid for my master's degree out of pocket. I pay off my credit card statement each month so I avoid paying interest on that. I bought my car new in 2013 and don't have a payment on it."
How much money (if any) do you save per month?

"It varies based on how much I spend any given month, but I average about $4,000 into my mutual fund account each month.

"I feel very good about the state of my finances. I have always been a saver and have gotten even more frugal as I get older. I also happen to love couponing (Ibotta, Honey, RetailMeNot) and finding sales, which helps me save more money now to invest. My husband and I have separate accounts but put money into a joint account each month for our bills and our mortgage. That allows me to control how much I'm saving and where I'm investing my money. This may change as we are planning on starting a family in the next year or two, but I think we have set ourselves up well to be financially secure."

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It makes it feel like homeownership and even smaller things like vacation are an impossibility for me, and will be for years to come.

Name: Jackie
Age:
25
Industry:
Marketing
Salary:
$80,000
How much money do you have in your bank account(s) right now?

"$100 in savings, $100 in high-yield savings, $60 in my second bank's savings account. One account has roughly $30 in it right now — this month is a little more difficult because I had to cover all of rent and utilities for the apartment I share with my boyfriend. (He recently did the same to help me during financial difficulty. Next month won't be so tight.) I recently got a huge salary spike from $57,000 to $80,000. Before my current job, I was unjustly fired and had unemployment repeatedly (again, unjustly) denied.

"I went without pay for around seven weeks, during which I had to drain my savings account and accrued some credit card debt to survive. I am still considering suing for wrongful termination, but I currently feel as if I ultimately 'won' in the long run because of my pay hike and that taking on the company would be nearly impossible."

How much debt (if any) do you have right now?
"~$6,000 in credit card debt and an $8,000 car loan. No student loan debt. I pay $500/month to the credit card and my car payment is $210, though I usually try to add another $50-$100 on top to pay it off faster. I'm currently using the debt snowball method, though I have shifted my focus to rebuilding my savings to $1,000 before I start aggressively attacking my debt."

How much money (if any) do you save per month?

"Now that I am compensated fairly and have had some time to recover from unemployment, I save around $500-$600 per month.

"I still feel like I'm drowning. My paychecks are now big enough that I can see the light at the end of the tunnel away from that paycheck-to-paycheck life, but I hate feeling 'house AND cash poor' in the way I currently do. I can cover all of my expenses and build up savings again, but I'm basically starting in the red. It makes it feel like homeownership and even smaller things like vacation are an impossibility for me, and will be for years to come."

I never carry a balance on my credit card as a rule. I own a condo with my boyfriend, and together we owe about $110,000.

Name: Brianna
Age: 27
Industry: Municipal Government
Salary: $40,000
How much money do you have in your bank account(s) right now?
"$11,641: I have about $3,000 in my checking account, and the rest is in a high-interest savings account. Last month, I purchased a used (but new-ish) car and put $5,000 down."
How much debt (if any) do you have right now?
"I never carry a balance on my credit card as a rule. I own a condo with my boyfriend, and together we owe about $110,000. I paid for my half of the down payment with the cash-out of an investment account my grandpa started for me when I was a baby. I owe about $12,000 on my recently purchased car. I had nearly all my tuition paid for with scholarships in college and my parents covered the rest and living expenses."
How much money (if any) do you save per month?
"Before I bought my car, I was putting aside $250 per paycheck into my high-interest savings account. Now that I have a car payment, I dropped it to $100 per paycheck.

"I am pretty proud of this. I definitely have the privilege of some family support (no student loans, down payment help), but I live below my means to save money with a low salary. I love my job and think it is incredibly important, so I wouldn't have it any other way."

I’m really excited to start maxing out my annual retirement contributions while also building a little nest egg. This time last year, my bank account read closer to $1,000.

Name: Melissa
Age: 29
Industry: Communications
Salary: $114,000
How much money do you have in your bank account(s) right now?
"I have $9,300 in a high yield savings account and about $34,000 in my retirement accounts."
How much debt (if any) do you have right now? $0
How much money (if any) do you save per month?
"I currently put $500/month into my high-yield savings account and $800/month into my retirement accounts. I recently got a pretty substantial raise and finished paying off my grad school tuition, so I plan to increase these amounts to about $2,000/month into my retirement accounts (a personal Roth and an employer Roth 401(k)), and $1,100/month into my high-yield savings account.

"I feel a lot better about it than I used to! I regret that I didn’t start actually saving money sooner (aside from saving for retirement, which I have been doing since I started working full-time after undergrad). But this past year, I started paying a bit more attention to where my money was going and started thinking more long-term. I also started making a bit more money, so I was able to build an emergency fund and open up a long-term savings account for future things like buying a home or having a kid.

"I’m really excited to start maxing out my annual retirement contributions while also building a little nest egg. This time last year, my bank account read closer to $1,000 (not counting my retirement accounts). I have also had the definite benefit of not having to worry about student loans. (I paid for undergrad through scholarships and a combo of my dad’s help and my own part-time jobs. I also paid for my master’s degree myself but specifically chose to attend a local public university with relatively low in-state tuition.) I’ve managed to stay out of credit card debt too, partly because my default is to feel anxious about money and debt scares me."

I’ve made all the bad decisions and been bailed out many times. My financials are a mess and I’m trying my best to fix it.

Name: Nyssa
Age: 28
Industry: Retail Management
Salary: $45,000
How much money do you have in your bank account(s) right now?
$242 in my bank account
$3000 in my retirement account
$3000 in my son’s school account
How much debt (if any) do you have right now? $10,000
How much money (if any) do you save per month? $75

"I definitely could use more money. My son is three and in daycare, so it’s about $1,000 a month for me to be able to go to work. I am not particularly good at budgeting. I was not taught how to save and was always given money when I needed it when I was younger. I blew about $30,000 when I was in university because I had no idea how to budget. I left school before graduating, and now I regret the decision but it’s what I have to live with.

"My parents still pay for my cell phone bill and give me $220 a month for daycare. Retirement and my son’s school savings are the only money I save. Other than that, I live paycheck-to-paycheck. I’m a manager at a large retailer and I’m hoping I can possibly get them to partially pay for me to go back to school part-time once my son gets a bit older.

"In a nutshell, I’ve made all the bad decisions and been bailed out many times. My financials are a mess and I’m trying my best to fix it."

I am very confident about my finances. I live within the means of my monthly paycheck.

Name: Samantha
Age: 24
Industry: E-Commerce
Salary: About $120,000
How much money do you have in your bank account(s) right now?
"Checking: $6,247
Savings: $15,156"
How much debt (if any) do you have right now?
"About $8,500 in student loan debt."
How much money (if any) do you save per month?
"About $3,000 a month."

"I am very confident about my finances. I live within the means of my monthly paycheck, which is dividends of my base salary of $77,000. The rest of my money is in RSUs from my company, which is estimated to be about $45,000 a year. All money made outside of my monthly paycheck goes directly into a savings account or into one of my investments (401(k), high yield savings account, mutual funds)."

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I just finished up working in a show while also working in a restaurant, so I feel okay about the state of my finances.

Name: Emma
Age:
22
Industry:
Acting
Salary: $13/hour
How much money do you have in your bank account(s) right now?
"$789.84 in my checking account and $887.01 in my savings account."
How much debt (if any) do you have right now?

"I don't have any student loans and I have no credit card debt. I try really hard not to use my credit card if I can't pay it off immediately."
How much money (if any) do you save per month?

"I try to save anywhere between $50-$200 a month.

"I just finished up working in a show while also working in a restaurant, so I feel okay about the state of my finances. I'll feel a lot better when I get a second job and am able to bring in my cash on a bi-weekly basis."

The main thing I am uncomfortable with financially is the amount of student loan debt my husband has and is still accumulating, but once he finishes school and starts working we will more than double our income and should be able to pay it off pretty quickly.

Name: Morgan
Age: 23
Industry: Tech
Salary: $70,000
How much money do you have in your bank account(s) right now?
"13,300 total: $8,300 in our house savings account, since we hope to buy a house sometime in the next couple of years, $4,000 in a general savings account, and $1,000 in my checking account."
How much debt (if any) do you have right now?

"I have around $10,000 in student loans, but I overpay each month so they should be paid off in 2021. My husband has around $50,000 in student loans which we are not paying off consistently yet because he is still in law school, so repayment isn't required yet. We plan to pay those off pretty aggressively once he's out of school and gets a job. (He will end up with around $70,000 in loans.)"
How much money (if any) do you save per month?
"I put $1,000 per month in the house savings account. Any leftover money each month goes into the general savings account.

"I feel generally satisfied with the state of my finances, although I do wish I had retirement savings started. My company doesn't offer any 401(k) plan or match, but if they did I would contribute to it. The main thing I am uncomfortable with financially is the amount of student loan debt my husband has and is still accumulating, but once he finishes school and starts working we will more than double our income and should be able to pay it off pretty quickly."

I know credit card debt is bad, but it's allowed me to do some things that I would not have been able to do otherwise. And most of my friends are in a similar situation, so I don't feel so bad.

Name: Lauren
Age: 33
Industry: Nonprofit
Salary: $86,000
How much money do you have in your bank account(s) right now?
"$1,584. $1,300 is for bills/rent, and the remaining $284 is for food and fun for the next two weeks until I get paid again. I got paid this past Friday ($2,300 bi-monthly), which I used to do my grocery shopping for this week and next, enroll in a $400 class, and have a little fun."
How much debt (if any) do you have right now?
"$11,500 in graduate school loans and $10,600 in credit card debt."
How much money (if any) do you save per month?
"$400-500 if I'm REALLY disciplined. And I have to be now because I've recently enrolled in a horticulture certificate program (looking for a career change), so all extra money goes toward classes.

"I feel like a typical millennial. In the past, I've prided myself on not having much debt (only student loans, which I didn't mind). But in the past three years, I've racked up some credit card debt. I am grateful that I have a great credit score and was able to get a great credit card, but I feel guilty that my balance is so high. I know credit card debt is bad, but it's allowed me to do some things that I would not have been able to do otherwise. And most of my friends are in a similar situation, so I don't feel so bad.

"I am watching my credit score closely, making sure it stays high, and not swiping my card anymore. I'd like to pay it off more aggressively, but right now all of my extra money is going to my horticulture certificate, which is more important to me. I'll work harder on my credit card debt after my classes are done."

My live-in boyfriend, comparatively, has zero savings at all, so the burden also falls to me if he has an emergency as well.

Name: Jessica
Age:
27
Industry:
Publishing
Salary:
$44,670
How much money do you have in your bank account(s) right now?

"Currently $7,860 in savings and $2,870 in checking (I already paid rent this month.)"
How much debt (if any) do you have right now?

"About $20,000 left in student loans, $2,000 medical debt (that I am going to attempt to negotiate)."
How much money (if any) do you save per month?

"It fluctuates, but I usually have $150-$250 left over each month.


"I feel very 'meh' about the state of my finances. Like, sure I have money saved, so if I have an emergency or lose my job I should be okay for a few months — but also I have barely anything saved for a down payment on property and I still have $20,000 in debt for student loans that I am trying to pay down while still having a semblance of a life/youth so...how much is enough to feel safe and secure? If a figure exists I'm probably nowhere near it. My live-in boyfriend, comparatively, has zero savings at all, so the burden also falls to me if he has an emergency as well. We live in NYC, the rent is high, and who knows if the recession is coming...it just feels like what I have is barely enough."

For two people in our mid-twenties with very blue collar roots and jobs, we are comfortable where we are.

Name: Paige
Age: 25
Industry: Healthcare
Salary:
$80,000 joint with my spouse
How much money do you have in your bank account(s) right now?

"Checking: $3,518.71. This is where our paychecks are deposited each month and this is what we use for bills and daily spending.
Savings: $17,430.81. We hate touching our savings. We earn 2.2% interest on this account each month because my mother-in-law works at our bank. We only use our savings if a disaster happens, and nothing has happened yet (knock on wood).
Vacation account: $2,450. We just booked a return trip to the resort we went to for our honeymoon. We decided it would be easier to save money for this trip by physically taking money out of our checking account and setting it aside in our safe. We have saved 75% of the funds needed for our trip and hope to get the rest of the funds from our parents for Christmas presents."
How much debt (if any) do you have right now?

"Car payments: about $15,000 between both of our vehicles.
Mortgage: $122,000. Enough said."
How much money (if any) do you save per month?

"We get uncomfortable when our checking account falls below $2,000. We will save more after our trip. For two people in our mid-twenties with very blue collar roots and jobs, we are comfortable where we are. We feel like we’re able to splurge a little here and there and aren’t living paycheck to paycheck. We also have no children, so that’s a huge plus."

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