A Week In NYC On A $291,000 Joint Salary

Photo: Courtesy of Anthropologie.
Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. (Thanks, New York mag, for the inspiration.)

Today, a woman in software whose husband makes her breakfast every. Single. Day.

Industry: Software
Age: 31
Location: Brooklyn
Salary: Base salary of $91K + sales commission. Husband's salary is $110K and $200K OTE. He's also in software sales.
Paycheck amount (2x a month): Take-home is about $2800; my commission payout varies so this is an average
# of roommates: 1 husband, 1 cat; husband and I split all our costs and have joint finances, so everything here is what I spent personally or my piece of a shared expense.

Monthly Expenses
$1,275 for a two-bedroom apartment
Loan Payments: none!
Utilities: $60
Transportation: $116.50 monthly metrocard, deducted from my paycheck pre-tax
Phone Bill: $60
Health Insurance: $0; my husband’s company subsidizes 100% of our insurance costs
Savings: About $1200 per month is auto-deposited into my 401(k) (will be maxed out by the end of the year), about $500/mo goes into our joint savings account
Spotify: $10
Crunch membership: $90

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