Location: Austin, TX
My Salary: $44,500
My Husband's Salary: $110,000
My Paycheck Amount (Biweekly): $1,400
My Husband's Paycheck Amount (Biweekly): $2,800
Rent: $1,460 for our one-bedroom plus office. This includes water/trash/sewage. We're moving next month, and our new rent will be $1,550.
Car Payment: $453 (Stupid lesson learned, ~$10k left to pay off.)
Student Loans: Paid off
My Dental & Vision Insurance: $40 (For medical insurance, I'm on my parents' plan.)
Husband's Medical, Dental & Vision Insurance: $150
Spotify: $15.99 (My family uses it too, and we use their Netflix.)
Car Insurance: $146 for two cars
Renters Insurance: $17
Washer/Dryer Rental: $40
401(k): ~$200 (6% of my salary, and my company matches up to 6%). I currently have about ~$7,500 in it. My husband contributes 10% of his salary, about $850, to his 401(k)).
Down Payment Savings Account: $3,000
Other Savings: Whatever is leftover. Our paychecks are deposited into our savings account and we have $3,500 transferred into our checking account to pay off our credit card (which we use for everything) at the end of the month. Our rent and car payment are taken from the checking account as well.
12 p.m. — Wake up, wash my face, have my toast, and head down to work out in our apartment's gym. I would like to go more regularly, but I'm lazy and anxious. Afterwards, I shower and get ready. We clean around the apartment and declutter, then take some clothes and other items for donation to Austin Pets Alive!, a thrift store nearby. All profits go directly to the Austin Pets Alive! No Kill shelters. They have a cute doggy at the store, too <3.