As the famous saying goes, Christmas is the most wonderful time of the year. With delicious food at every corner and twinkly lights adorning every window, the festive season is truly a sight to behold. But beyond the mood-boosting decorations, Christmas can also be a time to treat the ones we love (and sometimes, ourselves too).
Whether it's buying a present for a special someone or finally giving yourself a long-desired experience, Christmas shopping is often all about making people happy. However, with so many options available, it's easy to get sucked into nonstop spending, rather than investing in gifts that truly matter.
In order to avoid last-minute panic buying, create clear plans for your pounds ahead of time. Once you've decided on your desired gifts, one way to spread the cost of your festive spends is to use a Buy Now Pay Later card, like the one from NatWest. Automatically splitting purchases into four equal repayments at 0%, NatWest Buy Now Pay Later could be a great option for those who want to spread the cost on bigger ticket items during the festive season. Plus, any application includes a full credit assessment including credit scoring and affordability checks to help you plan your purchases with confidence.
So if you're searching for inspiration on what to buy the people who matter to you most this Christmas (or yourself!), click through to read all about R29’s most meaningful purchases…
NatWest Buy Now Pay Later is a credit product. Subject to a full credit assessment. To apply you must be 18+, earn at least £10k per year, be a UK resident, a NatWest current account holder and must not already have NatWest Buy Now Pay Later. Maximum credit £1,000 and minimum spend £50. Mobile app required and available with compatible iOS and Android devices and a UK mobile number. Late fees apply.