sooo as you all know i got myself into a fuck load of credit/store card debt in 2017, totally to around 3 grand, which i couldn’t even dent into monthly due to extortionate interest rates. today i finally (without even realising) paid off one card!!!! i’m so fkin happy— ♥ princess peach ♥ (@_kljx) July 3, 2019
I knew I had the money in my bank account to pay for my purchase but the allure of spreading out my costs and a discount seemed too good to pass up.
Getting in years' worth of debt for a £45 Topshop dress really wasn't worth it.
Seventy-three percent of our 18-35-year-old clients said that using a BNPL scheme had contributed to a debt problem.