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A Week In NYC On A $291,000 Joint Salary

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    Photo: Courtesy of Anthropologie.

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    Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. (Thanks, New York mag, for the inspiration.)

    Today, a woman in software whose husband makes her breakfast every. Single. Day.

    Industry: Software
    Age: 31
    Location: Brooklyn
    Salary: Base salary of $91K + sales commission. Husband's salary is $110K and $200K OTE. He's also in software sales.
    Paycheck amount (2x a month): Take-home is about $2800; my commission payout varies so this is an average
    # of roommates: 1 husband, 1 cat; husband and I split all our costs and have joint finances, so everything here is what I spent personally or my piece of a shared expense.

    Monthly Expenses
    Rent:
    $1,275 for a two-bedroom apartment
    Loan Payments: none!
    Utilities: $60
    Transportation: $116.50 monthly metrocard, deducted from my paycheck pre-tax
    Phone Bill: $60
    Health Insurance: $0; my husband’s company subsidizes 100% of our insurance costs
    Savings: About $1200 per month is auto-deposited into my 401(k) (will be maxed out by the end of the year), about $500/mo goes into our joint savings account
    Spotify: $10
    Crunch membership: $90


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