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A Week in Queens On A $71,000 Salary

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    Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennial women how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. (Thanks, New York mag, for the inspiration.)

    Today, a woman working in city government, splitting everything with her husband.


    Industry: City government
    Age: 28
    Location: Astoria, Queens
    Number of roommates: 1 (my husband)
    Salary: $71,000
    Paycheck amount (2x a month): $1,615 (post-taxes and deductions automatically taken out of my paycheck)

    Monthly Expenses
    Rent: $1,125 (my half)
    Utilities: $75 for internet and Con-ed, gas, and electric (my half)
    Phone bill: $80
    Gym membership: $20
    Netflix: $0 — every Christmas, my stepmother's present to us is gift cards to cover a year of Netflix
    Renter's insurance: $13 (my half)
    Dog insurance: $26 (my half)
    Dog savings to pay for the dog walker: $160 (my half)
    Money for main savings account: $150
    Personal travel savings: $50
    Money for joint savings with husband: to use to pay for car insurance every six months and other random large joint purchases (i.e., Ikea trips and Hamilton tickets): $100
    Monthly Metrocard (taken out of my paycheck automatically): $116.50
    Union dues per month (taken out of my paycheck automatically): $72
    Pension contributions per month (taken out of my paycheck automatically): $265

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