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A Week In NYC On A $418,000 Joint Salary

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    Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. (Thanks, New York mag, for the inspiration.)

    Today, a woman in finance raising her family in Queens.


    Industry: Financial Services
    Age: 33
    Location: Lives in Douglaston, Queens. Works in Midtown Manhattan.
    Salary and bonus: $268,000 (Salary $168,000) + $469,000 (Salary $250,000) from my husband. We have joint finances, so everything listed below is both of our costs.
    Paycheck (2x a month): $5,174 after taxes and before 401k contribution and transit
    Husband's paycheck (1x a month): $13,147 after taxes and before 401k contribution and transit
    Apartment rental income: $62,400
    Household: Husband (33), daughter (1)

    Monthly Expenses
    Mortgage (House): $7,194
    Mortgage/Maintenance (Apartment): $4,456
    Utilities: $450 (gas, electric, water; we've since installed solar panels)
    Monthly LIRR: $218
    Husband's Transportation: $229
    Metrocard: $40
    Car lease: $436
    Gas: $50
    Cell phones: $128
    Cable TV + internet: $132
    Gardener: $80
    Security system: $40
    Cleaning lady: $120
    Disability and life insurance: $629

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