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A Week In New York On A $99,000 Salary

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    Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. (Thanks, New York mag, for the inspiration.)

    Today, a woman working in design, planning a trip to Paris.

    Industry:
    Design
    Age: 28
    Location: Brooklyn, NY (work in Manhattan)
    Salary: $89,000 + bonus and ~$10,000 commissioned side work
    Paycheck Amount (bi-weekly): $2,180.21 (after 401k and health insurance deducted)
    # of roommates: 1

    Monthly Expenses
    Rent: $1,350
    Loan Payments: $1,250 (I recently refinanced my student loans, and I’m taking a very aggressive stance in paying them off)
    Utilities: ~$60
    Transportation: $116.50 (30-day MTA pass, but it actually costs less since it’s deducted from my paycheck pre-taxes)
    Savings: $500 to $600, excluding 401k
    Gym: $26.13 (Though I get a rebate from my health insurance every six months that results in this being FREE)
    Entertainment Subscriptions (Netflix, Hulu, Spotify, Moviepass): $70.97


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