6 Simple Tricks To Save Money EVERY Month

Illustrated by Tristan Offit.
By Keara Dowd

Besides rent and student loans, utilities are probably the third-highest payment you make every month. While groceries, going out, and buying new duds can all add up, you can cut yourself off at a certain point. Maybe you buy the store-brand cereal instead of the brand name, or maybe you go without buying a new top for a while.

Utilities are just one of those expenses that you can't really curb, because, well, you do need electricity every month. Lights are a must and air circulation is beyond necessary, especially during the sweltering summer months. You can tell yourself, "I'm not going to online shop anymore" and be done with it. But you can't really tell yourself, "Oh, electricity? No biggie." You're stuck with those utilities — and their bills — making them an even more important bill to try to cut down.

Living in D.C., I have to cope with both the high costs of heating for the winter and the air conditioning bill in the summer months. Eventually, I got to a point where I could no longer put off taking care of my utility bills. Instead, I learned how to deal with the situation at hand.

Check out six simple things I did (and you can, too) to bring down that monthly monstrosity.