A Week In NYC On A $300,000 Salary

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. (Thanks, New York mag, for the inspiration.)

Today, in honor of our Beauty Innovator Awards, a founder of a tech startup tracks her spending for a week.
Industry: Tech
Age: 38
Location: NY
Salary: $300K
Paycheck Amount (2x a month): ~$6,000
# of roommates: 4: my husband, two kids, and an au pair
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Monthly Expenses
Rent: $4,500 total (for both my husband and me)
Loan Payments: $1,000
Utilities: $300
Transportation: $500 (Car and subway pass)
Phone Bill: $200
Health Insurance: $300
Savings: $3,000 (On a good month, give or take)

*All meals, unless otherwise stated, were eaten at home from groceries.
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Day 1

10 a.m. — I buy some exercise equipment as a gift for a family member who needs this to stay healthy. $846.94

10:15 a.m. — I also buy some construction equipment as a gift for a family member’s business: $650.56

10:30 a.m. — I go on Amazon to buy some household goods in bulk. $96.05

12 p.m. — Bring my kids to a trampoline activity. $86.25

12:30 p.m. — Also buy some gluten-free baked goods for my kid who is on a special diet. $43.27

2 p.m. — Our subscription for ABCMouse, an educational site for my kid, is renewed. $7.95

4 p.m. — Afternoon tea/coffee. $3.21

6 p.m. — We take a taxi home. $5.44

9 p.m. — Amazon Prime, again. $12

Daily Total: $1,751.67
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Day 2

9 a.m. — There are crazy days when I have to Uber to meetings and sometimes to the kids' school if I'm needed. Uber #1. $9.66

11 a.m. — Uber #2: $15.45

3 p.m. — Buy groceries for the family via Instacart. A lot of these are bulk items. $356.76

5 p.m. — Uber #3. $7.58

7 p.m. — Yet another Uber. $18.46

Daily Total: $407.91
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Day 3

6 a.m. — I go to a SoulCycle class before work and take a taxi there. I pre-paid for these classes. $9.66

9 a.m. — Another Instacart grocery run. $97.97

6 p.m. — I take a Via home. $25

Daily Total: $132.63
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Day 4

We didn’t spend money today! Just cooked with the groceries we bought earlier this week.

Daily Total: $0
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Day 5

10 a.m. — We get groceries from Whole Foods. $276.17

4 p.m. — I put some money onto my MTA subway card. $20

6 p.m. — I pay the au pair for the week, plus the wire-transfer fee. $425

Daily Total: $721.17
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Day 6

12 p.m. — I have a work lunch at a restaurant. $120.17

6 p.m. — A dinner treat for the kids. $100

8 p.m. — Snacks for the kids. $12.50

8:30 p.m. — Taxi home. $8.16

Daily Total: $240.83
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Day 7

7 a.m. — I pay for my kids’ day care for the week. $315

10 a.m. — Buy some new workout gear. $53.27

11 a.m. — A quick snack ($20.71). Then, go pick up some groceries ($135.35) Total: $156.06

11:30 a.m. — I take the kids to the dentist. $54

12:30 p.m. — We get lunch. $13.07

3 p.m. — I buy some software for work. $148.40

Daily Total: $739.80
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Money Diaries are meant to reflect individual diarists' experiences and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages illegal activity or harmful behavior.

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