It’s a sad fact all San Franciscans must face: Even during the dog days of summer, you’d best not stroll out of the house sans the proper cover-up — and we're not talking about SPF this time. Once the fog starts to consume the city, that late-afternoon chill is relentless. Without the right jacket, you'll be left shivering uncontrollably (can you tell we’ve been in this predicament?).
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