Cheap Thrill: A Party Clutch You Can Still Afford To Stash Some Cash In

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We've often saved our paychecks in order to splurge on a handbag we're obsessing, only to walk around with a few bucks left in tow — a sacrifice we're happy to make. But in the spirit of the New Year, we're trying something different: a wow-factor accessory that still leaves us with a bit more than peanuts in our pockets.

Ornate, eye-catching, and an instant way to make any simple ensemble a bit more dazzling, this Miss Selfridge number has NYE written all over it. Admittedly, this won't be the classic handbag that you'll want to break out every day — maybe not even every weekend — but it will do the trick when you truly need a little bit of impactful arm candy. Now all that's left to do is confidently count down to 2013, without having to count your cash too closely.

Miss Selfridge Ornate stud clutch, £35.00, available at Miss Selfridge.